We’re getting used to living in a ‘paperless’ world. Our books being replaced by Nooks and Kindles and bills are being sent electronically instead of by snail mail. We’re continuing to find ways to cut back on the number of printed materials around us. We’re constantly finding ways to eliminate ‘clutter,’ becoming comfortable in a world where “there’s an app for that” and where we can store, deliver, and execute everything electronically.
Now, even our cars can be a part of the paperless movement. Arizona is attempting to do just that—instead of proof of insurance being tucked away behind visors and in glove compartments, lawmakers are proposing that drivers be allowed to show proof of coverage from their smart phones.
Arizona is one of many states that not only requires drivers to carry auto insurance, but also that drivers carry proof of coverage with them at all times. The new bill, known as HB2677, would allow drivers to show proof of coverage electronically with their smart phones.
Many major insurance companies are equipped to accommodate this proposal. Several insurers have already created apps that display electronic insurance cards, although the bill would also allow the insured to take a picture of the insurance card with their phone and show it to law enforcement or others who request to see proof of coverage.
Similarly to the choice one can make when it comes to paper money or credit cards, anyone without a smart phone or that doesn’t want to show proof electronically can still show those old-fashioned things known as insurance cards.
The bill has already seen the approval of the Transportation Committee in Arizona’s House of Representatives by unanimous vote. Next, HB2677 will be presented to the floor of the House of Representatives. If the bill is passed, Arizona would become the first state in the country to accept electronic proof of insurance.
In a press release on February 14, state Representative Jeff Dial, R-Chandler, said the bill simply makes sense. He also anticipates the possibility of similar embraces of technology in Arizona.
Dial stated that he always carries his wallet but only because he’s required to carry a government issued ID with him at all times. Inside this wallet, he also carries his proof of insurance. Dial is also a proponent of virtual drivers licenses and self-driving (autonomous) vehicles being legal in Arizona.
Dial believes HB2677, as well as the other visions he has for the future, would simply be more convenient for people. “People generally always grab their cell phone. I don’t know that they always grab their wallet.”
-Desiree Baughman, InsuranceQuotes.org, @DesireeDB
Facebook Comments