Birmingham is a relatively inexpensive place to live with its cost of living 10.3% lower than the national average, but for some the city has been deemed costly with its unemployment rate 1.2% higher than the rest of the nation. But for those employed in The Magic City, the commute is nearly magical with a 24-minute commute. Finding affordable insurance, however, is easy with InsuranceQuotes.org. Simply enter your zip code in the widget above to find the best car insurance for you.
Average Insurance Rates in Birmingham
With the cost of living so low, the average driver should expect to pay a relatively low $667 per year for a basic car insurance policy.
Car accidents in Birmingham
Birmingham usually remains below the state average for auto-related fatalities and has been 13 of the past 18 years. In 2008, there were 30 fatalities, but the the city jumped above the state average in 2009 with 35 fatalities. According to the seventh annual “Allstate America’s Best Drivers Report,” the city ranks very high as one of the safest cities to drive in with a ranking of 23 out of 193 cities. A main reason the city is so driver-friendly is the average driver will go 11.2 years before having an auto accident.
Top 10 Stolen Cars in Birmingham
The city had the third highest rate of stolen vehicles among cities in Alabama.
- 1996 Honda Accord
- 1989 Chevrolet Pick-up
- 1998 Ford F-150
- 1991 Chevrolet Caprice
- 1986 Oldsmobile Cutlass
- 1995 Toyota Camry
- 1997 Ford Taurus
- 1994 Ford Explorer
- 1998 Dodge Ram Pick-up
- 2004 Chevrolet Impala
Auto Insurers in Birmingham
- State Farm
- Alfa Insurance