It’s not always a vacation in the sunny city of Miami. For those who reside in the city and have to make the commute to work, they are all too aware of the non-vacation feel with its 31-minute commute, which is well above the national average. The city also has a 13.10 percent unemployment rate, which is 4 percent higher than the national average, but the city has had a recent job increase by 3.17 percent. Finding affordable insurance is easy with InsuranceQuotes.org. Simply enter your zip code in the widget above to find the best car insurance for you.

Average Insurance Rates in Miami

The average driver should expect to pay approximately $1,055 per year for a basic car insurance policy, which should come as no surprise with the high cost of living.

Car accidents in Miami

The National Insurance Crime Bureau identified Miami as the top city for stage accidents for accident fraud. The seventh annual “Allstate America’s Best Drivers Report” does not rank the city well as one of the safer cities to drive in with a ranking of 178 out of 193 cities. This is a drop from the previous year in which the city ranked 171.

Top 10 Stolen Cars in Miami

  1. 1994 Honda Accord
  2. 2000 Honda Civic
  3. 1991 Toyota Camry
  4. 2006 Ford F-150
  5. 1998 Dodge Caravan
  6. 2005 Dodge Ram Pick-up
  7. 2007 Toyota Corolla
  8. 1996 Jeep Cherokee
  9. 2002 Ford Explorer
  10. 1993 Chevrolet CK 1500

Auto Insurers in Miami

  1. State Farm
  2. 21st Century
  3. Traveler’s
  4. Esurance
  5. GEICO
  6. Nationwide
  7. The Hartford
  8. Progressive
  9. Liberty Mutual
  10. Allstate

Auto Insurance Resources for Miami

  1. National Insurance Crime Bureau
  2. Insurance Information Institute
  3. Florida Department of Motor Vehicles
  4. Insurance Institute for Highway Safety