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			<copyright>Insurance Quotes 2006</copyright>
			<ttl>120</ttl><item>  
   <title>Tips To Keep In Mind When Shopping For A New Car</title>  
   <link>http://www.insurancequotes.org/cl/car-shopping.html</link>  
   <description><![CDATA[ <p><strong></strong> With the way of the economy if you have the money to buy a new car now
is a good time to get a great deal. Just keep a few things in mind to
get the best price.<br />
<br />
First off when you start looking at cars do your homework beforehand.
Gather key facts and figures (this can be done on line). Research your
choices, read reviews, go out and take some test drives. If you have a
trade in try to find out what it is worth. There are websites that can
help you with this. <br />
<br />
The price on the sticker in the new cars window is not necessarily the
sales price. Do a little research on line and you will be able to find
how much the dealer actually paid for the make and model you are
considering. This is not even necessarily what the dealer paid as there
are bonuses and incentives available to dealer that aren't publicized
anywhere. When you go into the dealer go in with a starting price that
is based on this price not the sticker or even the price in a newspaper
or television ad.<br />
<br />
Try to arrange your financing in advance. If you are preapproved, you
can go into negotiations armed. Check with your bank and any credit
unions you belong to for their interest rates first. Then continue to
look at other banks, and loan organizations rates BEFORE you even
consider making a deal for the dealers interest rates. This way the
sales person won't try to sign you up for a higher interest rate than
you could have got yourself elsewhere. <br />
<br />
When it becomes time to talk price, negotiate, negotiate, negotiate.
Tell the dealer you will only buy if you get the lowest possible markup
over your startup price. Say you went to other dealerships and they
gave you lower prices but you like a model at this dealer's lot.
Salespeople like to mix financing into trade-in and sales price
negotiations together. This gives them more space to offer a good
figure n one are while increase the numbers in the other.<br />
<br />
Do not pay for things you do not need. Dealers try to sell add on rust
proofing, fabric protection etc. Do not accept these fees, even if the
dealer said they are already done. You do not have to pay for something
you do not ask for.</p> ]]></description>  
   <pubDate>1267520160</pubDate>  
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   <dc:creator>Insurance Quotes</dc:creator>  
   
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